How to take loan from HDFC bank? HDFC Bank personal loan 2024 |

Hello friends, I welcome you all. Friends, in today’s article you will know how to take loan from HDFC Bank. Friends, any person finds it more appropriate to take a loan from the bank for his personal expenses like travel, marriage, school etc. instead of meeting his family or friends but it is not so easy to get a personal loan in all the banks. HDFC personal loan provides the facility of personal loan from Rs 50,000 to Rs 40 lakh with low interest rates and very easily by eliminating all the problems. If you want to take a personal loan from HDFC Bank, then in today’s article we will tell you all the information in full detail so that you can easily take a personal loan from HDFC Bank. That’s why you will have to read this article till the end.

Eligibility for taking personal loan from HDFC Bank

1. The applicant taking personal loan from HDFC Bank must be a citizen of India.
2. The minimum age of the applicant to take personal loan from HDFC Bank should be 21 years and the minimum age should be 60 years.
3. At the time of application, the applicant must have been employed for 2 years.
4. The minimum monthly salary of the applicant for having a salary account in HDFC Bank should be Rs 25000.
5. In case of having an account in HDFC Bank, the monthly income should be Rs 50000.
6. The minimum monthly payment for Goldan Personal Loan is Rs 75000. Any eligibility will depend on your credit score .

Documents to take personal loan from HDFC Bank

1. Identity Certificate – Voter ID, Ration Card, PAN Card, Driving License, Passport etc.
2. Residence Certificate – Aadhar Card, Voter Card, Passport, Electricity Bill
3. Income Certificate – Last 3 months salary slip, last 2 years Income Tax Return Form
4. Bank statement of last 6 months
5. Latest photo of the applicant.

HDFC Bank Personal Loan Apply?

Friends, if you want to apply online to take a personal loan from HDFC Bank, then for this you will have to fill all the steps mentioned below –

1. To take a personal loan from HDFC Bank, first of all you have to open the official website of HDFC Bank.
2. On the home page of the official website, the option of Personal Loan will be visible in the Loan area, on which you will have to click.
3. After that, a new page will open in front of you in which the information about HDFC Bank personal loan will be shown.
4. After reading the personal loan information, you will have to click on the Get Instant Personal Loan button.
5. Now a new page will open on your screen in which you will have to select any one option between Salaried or Self Employed/Business.
6. After using it, you will have to enter your mobile number and PAN card number, click on the terms and conditions box of HDFC Bank and click on View Loan Eligibility button.
7. After using it, the loan amount will be offered from HDFC Bank as per your eligibility. To avail this loan amount you will have to click on the Apply Now option.
8. Now you will open the HDFC bank personal loan apply form on your screen and enter all the information asked by HDFC Bank.
9. You will have to complete the KYC process through Aadhaar card by uploading the required documents.
10. After completing the KYC process, you will have to check the loan amount and loan tenure.
11. You will have to set up E Mandate to debit the payment of your bad loan.
12. After completing this process, your loan application form will be generated by HDFC Bank and after that your loan will be approved.

conclusion –

In today’s article, you have been given all the information about how to get a personal loan from HDFC Bank. This complete online information is given in full detail so that you can easily take a loan from HDFC Bank and avail its benefits. Friends, if you need this information then please share it.