How to take loan from PhonePe | PhonePe personal loan apply 2025 | How to take personal loan from phone pe | PhonePe personal loan online apply 2025 |

How to take loan from PhonePe |

Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take personal loan through PhonePe. Friends, if you use the PhonePe app for digital transaction and you need money in an emergency and want to take a loan, then you can apply for personal loan through PhonePe application because PhonePe app provides personal loan of Rs. 10,000 to Rs. 5 lakh to its users on minimal documents.

If you want to get a personal loan of Rs. 10,000 to Rs. 5 lakhs through PhonePe by applying online from home, then we will tell you all the details about it in today’s article. For this, you all will have to read this article carefully till the end.  PhonePe

Benefits of PhonePe Personal Loan

  1. Through PhonePe application you can take a loan of Rs 10 thousand to Rs 5 lakh.
  2. PhonePe application provides personal loan to its users with minimal documents.
  3. You can use PhonePe personal loan for any work.
  4. The interest rate of PhonePe personal loan starts from 12.5%.
  5. There are no hidden charges or fees for Phonepe loan, whatever charges there are, they are told in advance.

Documents for PhonePe Personal Loan

  1. aadhar card
  2. pan card
  3. Bank statement
  4. Mobile number linked to Aadhar card (for loan agreement)
  5. Salary slip/ ​​ITR form
  6. Applicant’s photo

Eligibility for PhonePe Loan

  1. The person taking personal loan through PhonePe should be a resident of India.
  2. The age of the applicant taking personal loan should be between 21 years to 58 years.
  3. The person taking loan should either be a wage earner or self-employed.
  4. The civil score of the applicant taking personal loan through PhonePe should be more than 700.

How to take loan from PhonePe?

Friends, if you want to take a personal loan from PhonePe, then for this you will have to follow all the policies mentioned below step by step, which will be of this policy –

  1. To take a loan from PhonePe, first of all you have to download the PhonePe app on your mobile phone. You can easily download this app from Google Play Store.
  2. If you do not already have a PhonePe account, you will have to create a new account. To create an account, you will have to provide your mobile number and complete the KYC formalities.
  3. You have to open the PhonePe app and click on the “Loans” or “Credit” option on the top of the home screen.
  4. All of you will have to check your eligibility. PhonePe will ask you to go through a small process through which it will assess whether you are eligible for the loan or not.
  5. After checking the eligibility, you will have to choose the loan amount and duration. You can take a loan of upto Rs 5 lakh in 5 minutes but this amount will depend on your credit score and other conditions.
  6. After that you have to apply your identity proof (like Aadhar card, PAN card etc.) and income proof documents. After the completion of this process your loan gets approved.
  7. After that you have to apply your identity proof (like Aadhar card, PAN card etc.) and income proof documents. After the completion of this process your loan gets approved.

After the above mentioned formalities are completed, your application form will be verified through phone application. After that your loan amount will be transferred to your bank account.

conclusion –

Friends, in today’s article we have given you all information about how to take a personal loan from PhonePe and have explained its complete online process in detail so that you can easily take a loan from PhonePe and avail its benefits. Friends, if you all like this information then do share this article with your friends.

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