how to take personal loan from aadhar card | how to take loan from aadhar card 2025 | aadhar card loan

Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take loan using Aadhar card. If you are going through any financial problem and you need money immediately, you can avail the benefit of Aadhar card loan scheme. Through which you can easily get loan up to 50 thousand rupees. If you want to take a loan through your Aadhar card, then in today’s article we will tell you all the details about it so that you can easily take a personal loan through your Aadhar card while sitting at home and avail its benefits. But for this you will have to read this article carefully till the end.

Documents required to avail loan through Aadhar card

If you want to take a loan from your Aadhar card, then you must have the necessary documents for the loan application. Information about all these documents has been given through the list below –

1. Aadhar card 
2. pan card
3. mobile number
4. bank account passbook
5. passport size photo

Note :- If a person does not have a PAN card, he can use driving licence, voter ID card or passport.

Eligibility for loan against Aadhar card

1. The age of the applicant taking loan through Aadhar card should be between 21 years to 60 years.
2. The minimum monthly salary of a married person taking loan through Aadhar card should be Rs 15 thousand.
3. To take a loan, the CIBIL score should be 750 or more.
4. Aadhar card should be linked to your mobile number.

Aadhar card loan online apply 2025?

If you want to apply online for a loan from your Aadhar card, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –

1. To take a loan from Aadhar card, first of all you will have to go to the official website of the concerned bank.
2. After coming to the official website, you will have to open the personal loan section.
3. After that a new page will open in front of you in which you will be asked for your name, date of birth, PAN card, mobile number, Aadhar card etc.
4. You will have to fill all the information correctly on this page and you will have to click on the option to submit.
5. After that you will have to open the next tab. On this page you will have to select the amount and duration.
6. After that your documents and documents will be checked by the concerned bank or institution.
7. In case the letter is received the RIN application will be approved. If the letter is received your RIN application will be rejected.
8. Once the letter is sent, the amount will be deposited in your bank account after completing a specified process of the bank.

By following all the steps mentioned above, you can easily apply online for your Aadhar card loan while sitting at home.

Interest rate for taking loan through Aadhar card

Generally the interest rate on loans obtained through Aadhar card is same as that of personal loan. Generally the interest rate ranges from 10.50% to 14%. This interest rate can be different according to the policy of the bank or institution from which you are taking the loan.

conclusion –

Friends, in today’s article we have given information that how to take loan using Aadhar card. We have told you about its complete online application process in detail so that you can easily take loan using your Aadhar card while sitting at home and can also get its benefit. Friends, if you all liked today’s article then please share this article.