Hello friends, I welcome you all to today’s article. Friends, we will give you information about how to take a personal loan from HDFC Bank. Friends, any individual considers it better to take a loan from a bank for personal expenses like travel, marriage, studies etc. than taking loan from friends or family. But the process of personal loan is not so easy in all banks. HDFC Personal Loan solves all these problems and provides the facility of personal loan from Rs. 50000 to Rs.
40 lakhs with low interest rate in very short time while sitting at home. Friends, if you also want to apply online for taking a personal loan from HDFC Bank, then in today’s article we will tell you all the details about it in detail so that you can easily take a personal loan from HDFC Bank. For this, you all have to read today’s article carefully till the end. 
Features and Benefits of HDFC Bank Personal Loan
- HDFC Bank provides various types of personal loans such as gold edge personal loan, marriage loan, travel loan, ejukeshan loan etc.
- With the help of this loan, you can fulfill your travel expenses, study expenses, home expenses, marriage related financial needs, repair expenses etc.
- Its interest rate is also low, which starts from 10.50%.
- The loan amount taken from HDFC Bank has to be repaid within a period of 6 years.
- The interest rate decided on the loan taken by you depends on your credit score, monthly income and job profile etc.
- You can also transfer personal loan taken from any bank to HDFC Bank personal loan.
Eligibility for Personal Loan from Hudc Bank
- The applicant taking personal loan from HDFC Bank should be a citizen of India.
- The minimum age of a applicant taking personal loan from HDFC bank should be 21 years and the maximum age should be 60 years.
- If the applicant has a salary account in HDFC Bank then the minimum monthly income should be Rs 25,000 and in case he does not have an account in HDFC Bank then the monthly income should be Rs 50,000.
- The minimum monthly income for golden ej personal loan is ₹ 75000.
- To take personal loan from HDFC Bank, the applicant should be employed for at least 2 years at the time of application.
How to apply for personal loan from HDFC Bank?
Friends, if you want to apply online for taking a personal loan from HDFC Bank, then for this you will have to follow all the processes given below step by step, which will be of this process –
- To take a personal loan from HDFC bank, first of all you will have to go to the official website of HDFC Bank.
- After coming to the official website, you will have to click on the personal loan option available on the home page.
- After clicking, the application form will open in front of you and you will have to fill all the required information correctly.
- After that you will have to upload all the necessary documents related to the scheme and verify your mobile number through OTP.
- After that, after entering the necessary loan amount, you will have to click on the submit option and after clicking on the submit option, your application form will be submitted.
- After some time, you will change the status of your application and know whether your loan is approved or not. If your loan is approved, the personal loan amount will be transferred to your bank account.
conclusion –
Friends, in today’s article we have given you all information about how to take a personal loan from HDFC Bank. We have explained its complete online application process in detail so that you can easily take a personal loan from HDFC Bank and also avail its benefits. Friends, if you liked today’s article then please share it.
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