Hello friends, I welcome you all to today’s article. Friends, we will inform you how to take a personal loan from PNB Bank. Friends, Punjab National Bank is providing personal loan of up to Rs 20 lakh to its customers to meet their personal needs with an initial interest rate of 10.40% per annum. If you want to take a personal loan for hospital expenses, studies, house repairs, etc.
then this option of Punjab National Bank may be better for you. By taking a loan from here once, you can repay it within a period of up to 84 months. To get information regarding the application process and important documents for interest rate personal loan which can be applied on different credit scores, you all have to read today’s article carefully till the end. 
Documents required to avail personal loan from Punjab Bank
- aadhar card
- pan card
- mobile number
- Driving License
- Address proof
- 3 months bank statement
- Details of Income Tax Returns of last 3 years
- Birth certificate or any other certificate establishing age
- passport size photo
Eligibility for Personal Loan from Punjab Bank
- To take personal loan from PNB Bank, your monthly income should be at least Rs 30 thousand.
- The age of the applicant taking personal loan should be between 21 years to 58 years.
- The applicant taking personal loan from Punjab National Bank should have his own business or job and keep in mind that he should not have taken loan from any finance company.
How to take personal loan from Punjab Bank offline?
- To take a personal loan from Punjab National Bank, first of all you will have to go to your nearest Punjab National Bank.
- After that you will have to tell the employees there that you want to take a personal loan and then the bank employees will provide you an application form for this.
- After that you will have to fill all the information asked in the application form correctly and after that you will have to attach the photo copies of all your important documents.
- After that you will have to deposit this application form in the bank and then your application form will be checked and if you are eligible to take a loan then you will get a personal loan from the bank.
How to take loan from Punjab Bank?
Friends, if you want to apply online for personal loan from Punjab National Bank, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a personal loan from Punjab National Bank, first of all you will have to go to the official website of Punjab National Bank.
- After coming to the official website, you will have to select the Online Service option on the home page and after that many options will come in front of you, from which you will have to select the Online Loan option.
- After that a new page will open in front of you in which you will have to enter all the important information asked and also upload the required documents and you will have to click on the submit option.
- After clicking on submit option, the information and documents provided by you will be verified by the staff and if you are eligible to apply for a loan, the bank will contact you and you will get the loan.
conclusion –
Friends, in today’s article we have given you all information about how to take a personal loan from Punjab National Bank. We have explained its complete online application process and offline application process in detail so that you can easily apply for a personal loan from PNB Bank while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then please share this article.
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