punjab national bank personal loan apply
Hello friends, in today’s article I welcome you all, friends, you will give information about how to take loan from PNB bank. Friends, Punjab National Bank is a government bank of India which provides banking services to its customers at affordable rates. Punjab National Bank is one of the largest banks in India where you can get secured and unsecured loan through different methods. If you need money and want to fulfill your financial needs by taking personal loan then you can take financial help from Punjab National Bank. For this you will have to fulfill some necessary conditions like your account should be in the bank.
You must be doing some kind of service or business. Your monthly salary should be at least Rs 15 thousand. If you fulfill all the required conditions then you can apply for a personal loan by visiting the Punjab National Bank branch near you. All this information will be explained in detail in today’s article so that you can easily take loan from PNB bank and avail its benefits. That’s why you have to read this article carefully till the end.
Documents to take personal loan from Punjab National Bank
- Aadhar Card
- Pan Card
- Mobile Number
- Address proof
- birth certificate
- identity card
- Bank statement of last 3 months
- To prove your income, you will have to provide your income tax returns for the last 3 years.
Necessary eligibility for taking personal loan from PNB Bank
- To take a personal loan from Punjab National Bank, your monthly income should be at least Rs 30,000.
- To take a personal loan, the age of the applicant should be between 21 years to 58 years.
- The person applying for personal loan from Punjab National Bank must have his own business or employment.
- You should not have taken loan from any finance company.
How to apply online for personal loan from Punjab National Bank?
Friends, if you want to apply online to take a personal loan from Punjab National Bank, then for this you will have to follow all the steps given below, which will be as follows –
- To apply for personal loan online from Punjab National Bank, first of all you have to go to the official website of Punjab National Bank.
- After that you will have to select the option of Online Service on the home page of the official website.
- Because of this, you will have many options in front of you, hence you will have to select the option of Online Loan.
- Now a new page will open in front of you in which you will have to enter all the information asked along with it and upload the required documents and after that you will have to click on submit application.
- The information and documents provided by you will be verified by the bad actors and if you are eligible to take the loan then the bank will contact you and you will get the loan.
Personal Loan Interest Rates from Punjab National BankĀ
- If you take a personal loan from Punjab National Bank for Rs 1 to 10 lakh, you will get an interest rate of up to 8.95%.
- Similarly, if you take a personal loan of Rs 5 to 10 lakh, you will have to repay the loan at an interest rate of 10.30% (for those who do not have a salary).
- For those who are pensioners, this bank has kept the interest rate on personal loan at 10.75%.
- The tenure of personal loan taken from Punjab National Bank is 5 years.
- To take a personal loan from PNB Bank, your civil score should be at least 650.
conclusion –
Friends, in today’s article you have been informed about how to apply for personal loan from Punjab National Bank. This complete online information is given in full detail so that you can easily take a personal loan from Punjab National Bank and avail its benefits. Friends, if you like this information then please share it.
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