How to take loan from SBI bank
Hello friends, I welcome you all. Friends, in today’s article you will know how to take loan from SBI bank. Friends, State Bank of India has provided personal loan facility to its customers. Now a personal loan up to Rs 20 lakh can be easily taken from SBI. This is a very good news for those people who want to take loan in immediate time. SBI Bank is providing loan facility to its customers for wedding ceremonies, festivals, house construction and etc. Along with this, SBI bank is a government bank, it is better to take a loan from a private company rather than taking a loan from a government institution which will be very good for you. SBI bank gives you a loan up to Rs 20 lakh for 6 years.
In today’s article we are going to tell you about “SBI personal Loan 20 Lakh 2024” which will tell you the interest rate of the loan, eligibility criteria for taking the loan, documents required for taking the loan and how to get the loan from SBI bank. We will share the information in full detail so that you can easily take loan from SBI bank and get its benefits. That’s why you all have to read this article carefully till the end.
Documents to take personal loan from esbiaai bank
1. aadhar card
2. mobile number
3. Account in SBI Bank
4. pan card
5. Niwas Praman Patra
6. Bank statement of last 6 months
7. Navinatam Vetan Parchi
8. Aaykar data hai to Aaykar return dastawej
9. Passport size photo.
What is the eligibility criteria for taking loan from SBI bank?
1. Only Indian citizens can apply for personal loan from SBI Bank.
2. The age of the applicant applying for loan from SBI bank should be between 21 years to 58 years.
3. The monthly salary of the applicant taking loan should be Rs 15,000.
4. The applicant must have been working for at least 1 year before completing his/her current career.
5. All the employees who are working in Central Government, State Government, Private Company or any other company can also apply for personal loan.
6. The bank account of the applicant taking loan should be in SBI bank.
How to apply for personal loan from SBI bank?
Friends, if you want to apply online to take a personal loan from SBI Bank, then you will have to follow all the steps given below, which will be followed –
1. To take a personal loan from SBI bank, first of all you have to go to its official website.
2. To use your account, you will have to enter your name, email address, mobile number along with the passcode.
3. Now an OTP will come on your mobile number, you will have to enter that OTP.
4. In case of use, you will have to sign in by entering your mobile number and a similar code and set your password.
5. If you want, you will have to create a new profile and click on the profile section on your dashboard.
6. If you apply for a loan, you will have to go to the personal loan section.
7. You will have to upload your ITR for bad reasons.
8. Now you will have to upload 3 months bank statement on the next page.
9. Now you have to enter some basic information and click on the button.
10. After using it you will receive an OTP which you will have to verify.
11. If you use your personal loan, you will reach the page where you will have to enter your loan amount and enter OTP for email verification.
12. If you come across different banks giving different loans then you will have to select SBI bank and fill the form after selecting the branch city.
13. You will receive a loan approval letter on your registered email and after confirmation the loan amount will be sent to your bank account.
Conclusion-
Today’s article provides complete online information on how to take a loan from SBI Bank in detail so that you can easily take a loan from SBI Bank and avail its benefits. Friends, if you like this information then please share this article.