Hello friends, I welcome you all to today’s article. Friends, I will give you information about how to take loan using Aadhar card. Friends, in this era of inflation, sometimes we need money to fulfill our needs and this happens with every person. The richer a person is, the more money he has to pay, but it has become very difficult for the poor and economically weak citizens to get money in today’s times. Nowadays any bank or company thinks many times before offering loan to a common man. Sometimes it happens that we need money urgently,
then the thought of loan comes to our mind. If you also need money urgently and want to obtain loan of Rs. 10 thousand to 50 thousand, then now you do not need to worry because now the government is offering loan only on Aadhar card, through which you can easily take loan. In today’s article, we will tell you all the details about this so that you can easily take a loan from your Aadhar card and avail its benefits. But for this, you will have to read this article carefully till the end.
Documents required to avail loan through Aadhar Card
- Aadhar card
- Pan card
- bank account
- mobile number
- passport size photo
How to take loan through Aadhar card?
Friends, if you want to apply online for a loan through your Aadhar card, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a loan through Aadhar card, first of all you will have to go to the official website of the concerned bank.
- After coming to the official website, you will have to open the “Personal Loan” section.
- After that you will be shown a new page here in which you will be asked for information like your name, date of birth, PAN card, Aadhar card, mobile number etc.
- You will have to fill all the information on that page and click on the “Submit” option.
- Now you have to go to the “Next” tab. On this page you have to choose the loan amount and duration.
- After that the concerned bank or institution will check your documents and documents.
- If the letter is found then your RI application will be approved. If the letter is not found then your RI application will be rejected.
- On receipt of the letter you will get the benefit of Bank Aadhar Loan Scheme after completing the prescribed process of the bank.
- Through this method you can easily apply online for a loan using your Aadhar card.
How much interest will be charged on taking loan through Aadhar card?
Currently, not much loan is given through Aadhar card. Any citizen can get a maximum loan of Rs. 50,000. If we talk about the interest rate of loan, then it is given immediately whose interest rate is also slightly higher. If you want to take a loan through Aadhar card, then you will have to pay interest up to 12%. Most importantly, it depends on your credit score. If your credit score is very good, then you will have to pay very less interest, whereas if the CIBIL score is bad, then you can have to pay interest rate up to 15%.
conclusion –
Friends, in today’s article we have given information about how to take loan from Aadhar card. We have told you about its complete online application process in detail so that you can easily take loan from your Aadhar card while sitting at home and avail its benefits. Friends, if you all liked today’s article then please share this article.