Hello friends, I welcome all of you to today’s article. Friends I will give you information on how to take personal loan from PhonePe. Friends PhonePe is a mobile app. Users use this to lend and take money. They use it for electricity bill, mobile recharge as well as for many other things. Now PhonePe is also offering personal loan to its users.
This loan offers an amount of up to Rs 5 lakh which is given a time period of 5 years to repay, on which interest of 15.96% is charged annually. You can get this loan in your bank account by applying from the PhonePe mobile app. In today’s article, we will tell you all the details about it so that you can easily take a personal loan from PhonePe and avail its benefits. For this, you all will have to read this article carefully till the end. 
What is PhonePe Personal Loan?
PhonePe is offering personal loan to its users. You can avail this loan through PhonePe. This loan offers up to Rs. 5 lakh which you can repay in 5 years. PhonePe charges 15.96% interest on the loan. PhonePe has partnered with many companies for personal loan through which it offers this loan.
Documents Required for PhonePe Personal Loan
If you want to apply online for a personal loan from PhonePe, then you must have the necessary documents which are as follows –
- Aadhar cardÂ
- pan card
- email id
- mobile number
- bank account
- Address proof
- CIBIL score more than 700
- passport size photo
Eligibility for PhonePe Personal Loan
- If you take personal loan from PhonePe then you should be a principal resident of India.
- The age of the applicant taking personal loan should be between 18 years to 58 years.
- The income of the applicant taking personal loan through PhonePe should be Rs 25 thousand per month and the CIBIL score should be more than 700.
- The applicant must also have important documents for the loan.
How to take personal loan from PhonePe 2025?
Friends, if you want to apply online for taking a personal loan from PhonePe, then for this you will have to follow all the processes mentioned below step by step, which will be of this process –
- To take a personal loan from PhonePe, first of all you will have to download the PhonePe Mobile App from Google Play Store.
- After downloading you will have to open this app. After opening you will have to login by entering your mobile number.
- After that you will have to link your bank account with UPI, after which you will have to click on the personal loan option on the home screen of PhonePe.
- After clicking, a new page will open in front of you in which you will have to enter your PAN card number. After which you will have to enter your personal information.
- After that you will have to upload your documents, after which you will have to click on the submit option.
- Now your form will be verified, after which your Personal Loan will be approved.
- After which the loan amount will be sent to your bank account.
In this way, you can easily apply online for a personal loan from PhonePe while sitting at home by following all the steps.
conclusion –
Friends, in today’s article we have given you information about how to take a personal loan from PhonePe. We have told you about its complete online application process in detail so that you can easily take a personal loan from PhonePe while sitting at home and can also avail its benefits. Friends, if you all liked today’s article then please share this article.